More elderly people than ever are embracing online shopping, especially those that are bedridden or dependent on senior care assistance. Even though online shopping has never been more convenient for customers, there are still plenty of ways that elderly loved ones can make mistakes and lose some of their money or their financial privacy. Online scams target many elderly people who don’t necessarily have the technological knowledge they need to resist them.
Family caregivers can help their elderly loved ones keep their financial information secure while still allowing them the ease of online shopping. All it takes is a few quick lessons on internet safety and seniors can shop with confidence.
Here are a few tips that elderly loved ones need to learn.
1.) -Go straight to the website to look for desired items rather than a search engine. Sometimes scammers create false online stores that resemble the real thing except for a slight misspelling or ending the domain with .net instead of .com. They are hoping to fool people into shopping on their site, thinking it belongs to the legitimate store. Scammers even design the site to look like the big stores to entice people to enter their financial information.
2.) -If seniors do use a search engine to locate an online store, it’s a good rule of thumb to stick to whatever sites appear on the first page of results. The legitimate stores will rank higher by the search engine and appear first. Less reputable sites will be found on the subsequent pages.
3.) -Teach elderly loved ones to look for the secure websites by spotting the padlock icon in the status bar. This means that the site is secure and encrypted for the protection of a store’s customers. They should also learn to look for the URLs that start with HTTPS:// instead of HTTP://, which also indicates a secure site.
4.) -Personal information should be carefully guarded and seniors need to know that they never have to provide things like social security numbers or birthdates to make purchases online. If a website is asking for this information, it is likely that scammers are looking to steal someone’s identity.
5.) -Many scammers fish for financial information via email, posing as legitimate offers from online stores with incredible deals that are hard to resist. Elderly shoppers should never click on a link from an email that is asking for credit card information outright. Scammers will design the email to look real, using the store logo appears in the email.
6.) -One of the sneakiest ways that scammers try to get financial information is via malware, malicious viruses that infest a computer and tap into private accounts. Many seniors don’t know much about anti-virus software and how to secure their computer. Family caregivers can help them keep their computers secure against malware.
7.) -Seniors often haven’t received as much internet safety advice and training as younger generations have, leaving them more susceptible to scammers. Education can really make a senior care about how to guard their financial information online and keep their money right where it belongs. Scammers are constantly coming up with new ways to trick people, so teaching seniors about proper online shopping is the best way to avoid financial issues.
If you or an aging loved-one are considering hiring senior care in Calera, AL, please contact the caring staff at Senior Legacy Care today. Call us at (205) 380-7418.
Susan Smith, Owner
Susan Smith is the owner of Senior Legacy, an independent non-medical senior in home care business.... Read More...